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Tom Jacobs
555 Wright Way
Carson City, NV 89711
Office: (775) 684-4779
Cellular: (775) 721-4062
Kevin R. Malone
1399 American Pacific Dr.
Henderson, NV 89074
Office: (702) 486-1311
Cellular: (702) 499-4278

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FOR IMMEDIATE RELEASE June 30, 2011
NEWS FROM: Director's Office 11-012

New Insurance Liability Coverage Law Kicks in July 1
Senate Bill 323 establishes a tiered system of fees and fines for insurance coverage lapses

A law passed during the 2011 Legislative Session and effective July 1, 2011 replaces the current reinstatement fee paid by a motorist as a result of a liability insurance lapse with a tiered system of fees and fines based on the number of offenses and the length of the lapse.

Existing law requires the registered owner of a vehicle that is registered in Nevada to maintain continuous insurance liability coverage. Vehicles with a lapse of insurance coverage are subject to the suspension of the registration and a reinstatement fee of $250. Senate Bill 323, passed during the 2011 Legislative Session, replaces the reinstatement fee with a tiered system of fees and fines. Serious, repeat offenders will face fines of up to $1,750 and a driver license suspension. Motorists with a single, short lapse in coverage will be charged the same $250 reinstatement fee that has been in place many years.

Nevada law requires motorists to maintain continuous liability coverage on every registered vehicle. The DMV’s Nevada LIVE verification program checks the coverage on every vehicle several times per year. A lapse in coverage results in a suspension of the vehicle registration.

Motorists can check the status of their insurance and registration on the DMV website at www.dmvnv.com.  Motorists and insurance agents can also enter updated policy information online. Both services are free.

NEVADA DMV UNINSURED MOTORIST PENALTIES

Length of Lapse: 1-30 Days 31-90 Days 91-180 Days 181 Days or More
1st Offense
Reinstatement Fee $250 $250 $250 $250
Fine   $250 $500 $1,000
SR-22 Insurance     Yes Yes
Totals $250 $500 $750 $1,250
 
2nd Offense
Reinstatement Fee $500 $500 $500 $500
Fine   $500 $500 $1,000
SR-22 Insurance     Yes Yes
Totals $500 $1,000 $1,000 $1,500
 
3rd Offense
Reinstatement Fee $750 $750 $750 $750
Fine   $500 $750 $1,000
SR-22 Insurance     Yes Yes
Driver License Suspension Min. 30 days Min. 30 days Min. 30 days Min. 30 days
Totals $750 $1,250 $1,500 $1,750

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LINKS

Online Registration and Insurance Status

Online Insurance Policy Update

Nevada Insurance Requirements and Verification Program

Senate Bill 323 - History | Bill Text